I know what it feels like to chase homeownership with more questions than answers. I bought my first home the hard way — alone, confused, and determined. That’s why I’ve spent over two decades doing things differently.

Since 2002, I’ve helped more than 1,000 families secure their future through homeownership. First-time buyers looking for straight answers. Veterans who earned a path forward. Self-employed entrepreneurs who refuse to be boxed in by a W-2. Families upgrading to build a life that reflects their hard work.

I believe in honest guidance and clear answers — because trust is built on truth. When the deal gets tough, I don’t hand it off or make excuses. I roll up my sleeves and engineer solutions that keep the dream alive.

Before mortgages, I served in the Marine Corps Reserve in Lathrop, California. The Marines taught me discipline, responsibility, and how to show up when people are counting on you — I bring that same commitment to every loan I touch.

At Halo Mortgage, we blend traditional values with real innovation. Clear communication. Fast execution. Zero runaround.

Your home is more than a transaction — it’s a foundation for your family’s future.

Let’s build something strong together.

Real loans. Real simple.